IBPS Clerk Salary 2026 — In-Hand in Public Sector Banks
IBPS Clerk (clerical cadre) draws pay under the bank employees' wage revision. In-hand is lower than PO but includes stable increments and promotion to officer cadre through internal exams.
Pay commission / scale
11th Bipartite Settlement (clerical)
Post-wise salary (indicative)
| Post | Pay level | Basic pay | In-hand (approx.) |
|---|---|---|---|
| Clerk (entry) | — | ₹19,900–₹31,540 (scale) | ₹28,000–₹38,000 |
| Clerk after promotion to officer | — | JMGS scale | ₹45,000+ |
Allowances & components
- DA
- HRA
- Transport
- Medical reimbursement
Notes
- Internal promotion to TO / PO possible for high performers.
FAQs
Is IBPS Clerk a good long-term career?
Yes for stability — many clerks promote to officer grade or specialize in forex, credit, etc.